As a real estate investor, you may find that you need to access additional capital for your projects. Fortunately, there are several types of small business lending facilities available to give you the resources you need for success. From commercial real estate loans to invoice financing, let’s take a look at some of the best financing options for small businesses. 

Commercial Real Estate Loans 

Commercial real estate loans are designed to help business owners purchase a property or refinance an existing loan on a property they already own. These loans typically require a down payment between 20 and 25% of the purchase price and have repayment terms ranging from 5-25 years. This type of loan is ideal for investors who need financing for long-term investments such as apartment buildings or office buildings. 

Small Business Loans 

Small business loans can be used to cover expenses related to running a company, such as payroll, inventory, and equipment costs. These loans are generally easier to qualify for than traditional bank loans because they don’t require collateral or personal guarantees from the borrower. They also offer flexible repayment terms and lower interest rates than most other types of financing options.

Invoice Financing 

Invoice financing is a type of loan that allows businesses to get cash advances against unpaid invoices. This type of loan can be helpful if you have customers who pay their invoices late or if your business has high operating costs that need immediate funding. Invoice financing is typically repaid in full with interest within 30 days or less, so it’s important to make sure that you can handle the repayment before taking out this type of loan.

Working Capital Loans

Working capital loans provide short-term funding solutions for businesses dealing with cash flow issues or unexpected expenses like repairs and upgrades. These types of loans usually come with higher interest rates than traditional bank loans and must be paid back within one year or less. It’s important to keep in mind that working capital loans should only be taken out if absolutely necessary since they can become expensive if not repaid quickly enough. 

Business Lines of Credit 

A business line of credit works similarly to a credit card: You draw up to your approved limit whenever needed and then repay what was drawn plus interest over time (usually within 1 year). The main benefit here is flexibility; you only use what you need without having to worry about repaying large lump sums upfront like with other forms of financing options. That makes it easier when it comes time to repay the loan down the road since the payments will be more manageable compared with other types of financing solutions available today.

When it comes time to finance your next project as a real estate investor, there are several small business lending facilities available that can fit your needs perfectly! From commercial real estate loans and small business loans all the way through invoice financing, working capital loans, and lines of credit - each option offers something different in terms of flexibility, repayment terms, and interest rates so it's important to do your research ahead of time so that you know which solution will work best for your situation! With careful consideration given towards these different types f small business lending facilities - finding the right solution should be much easier!